SoFi Stock Price Target 2025: Analyst Consensus

Last updated: July 2025

By [Author Name], Financial Markets Writer | The author has no position in SoFi Technologies (SOFI) stock or any securities mentioned in this article.

This article is for informational purposes only and does not constitute financial advice. Consult a qualified financial advisor before making investment decisions.

Wall Street analysts currently carry a Moderate Buy consensus rating on SoFi Technologies (NASDAQ: SOFI), with a consensus 12-month price target of approximately $14.00, implying roughly 30% upside from the current trading price near $10.75 as of July 2025. According to MarketBeat data, 17 analysts actively cover SOFI with ratings ranging from Buy to Sell. For the live SOFI stock price, check your brokerage platform or MarketBeat's SOFI forecast page.

Key Stats (as of July 2025, source: MarketBeat)

All analyst price targets represent 12-month forward price estimates and should not be interpreted as guarantees of future performance.

On this page: What Does SoFi Do? | Analyst Price Targets | Recent Upgrades/Downgrades | Financial Performance | 2025 Forecast | Bull Case | Bear Case | Valuation Analysis | Peer Comparison | Key Dates | Bottom Line | FAQ

SoFi Technologies Overview: What Does SoFi Do?

SoFi Technologies, Inc. (NASDAQ: SOFI) is a diversified digital financial services company operating three segments: Lending (personal loans, student loan refinancing, and home loans), Financial Services (including SoFi Invest, the company's brokerage and trading platform; SoFi Money for checking and savings; SoFi Credit Card; and SoFi Relay for financial tracking), and Technology Platform (Galileo Financial Technologies and Technisys, which provide financial infrastructure to other fintechs and banks).

Founded in 2011 as Social Finance, the company expanded well beyond its student loan refinancing origins under CEO Anthony Noto, former COO of Twitter and a Goldman Sachs veteran who joined in 2018. SoFi went public in June 2021 through a merger with Social Capital Hedosophia Holdings Corp. V, a special purpose acquisition company (SPAC). In January 2022, SoFi received its OCC national bank charter from the Office of the Comptroller of the Currency, giving it legal permission to accept FDIC-insured deposits and fund loans with cheaper deposit capital. SoFi occupies a unique hybrid position between a digital-native fintech and a federally chartered bank, which creates both analyst interest and valuation complexity.

A Brief History of SOFI Stock

SOFI stock peaked near $25 in early 2021 following its SPAC IPO, then fell through 2022 and 2023 as the federal student loan repayment moratorium (March 2020 through October 2023) suppressed refinancing revenue. Personal loans became the largest origination segment by volume during this period. The recovery narrative from late 2023 onward rested on three developments: the bank charter expanding SoFi's funding capabilities, the moratorium ending, and SoFi achieving GAAP net income profitability in Q4 2023.

SOFI Analyst Price Targets and Consensus Rating

The current Wall Street consensus 12-month price target for SoFi Technologies (SOFI) is approximately $14.00, based on 17 analysts tracked by MarketBeat as of July 2025. The consensus rating is Moderate Buy. The highest individual analyst target is $20.00 and the lowest is $8.00.

SOFI Analyst Price Targets (as of July 2025)

Source: MarketBeat as of July 2025. Analyst names and targets are illustrative of the consensus range; verify current data at MarketBeat before making any investment decision. All targets represent 12-month forward price estimates.

Analyst Rating Distribution: Buy, Hold, and Sell

Wall Street's current consensus rating on SOFI is Moderate Buy, with approximately 9 analysts rating the stock a Buy, 6 a Hold, and 2 a Sell, according to MarketBeat data as of July 2025. That translates to roughly 53% Buy, 35% Hold, and 12% Sell coverage.

Source: MarketBeat as of July 2025. Design team note: a horizontal bar chart visualizing this distribution improves scannability.

A Buy rating means the analyst recommends purchasing the stock, expecting it to outperform the market. A Hold rating indicates the analyst sees limited near-term upside or elevated uncertainty. A Sell rating signals the analyst expects the stock to underperform. The consensus is an aggregate across all covering analysts and does not represent any single firm's view.

How Do Analysts Calculate a Price Target?

Analysts set price targets using two primary methods: discounted cash flow (DCF) modeling, which projects a company's future cash flows and discounts them to present value to estimate what the stock is worth today, and comparable company analysis, which applies valuation multiples drawn from similar publicly traded companies to the target company's financial metrics.

For most stocks, these two methods converge on similar numbers. For SOFI, they diverge. Before the bank charter, analysts treated SoFi as a fintech growth company and applied price-to-sales (P/S) multiples, where the stock price is divided by revenue per share. After the charter, some analysts shifted to bank holding company frameworks: the price-to-book ratio (P/B), which is market capitalization divided by net asset (book) value, and the forward price-to-earnings ratio (P/E), which is the stock price divided by projected earnings per share over the next 12 months. Different frameworks produce different fair value estimates, which is one reason SOFI's analyst price targets span from $8 to $20.

Why Do Analysts Disagree on SOFI's Price Target?

SOFI's wide price target range reflects four sources of professional disagreement: different assumptions about Federal Reserve rate policy, conflicting views on whether to value SoFi as a fintech growth stock or a bank holding company, varying credit quality projections for the personal loan portfolio, and different member growth forecasts.

An analyst who expects the Fed to hold rates near current levels will model higher net interest income and, therefore, higher earnings per share, supporting a higher price target. An analyst expecting aggressive rate cuts will model NII compression and set a lower target. Analysts applying fintech growth multiples will often reach different conclusions than those applying bank comparables, even when they agree on the underlying business trajectory. This methodology divergence reflects SOFI's genuinely hybrid nature, not analytical error.

Recent SOFI Analyst Upgrades and Downgrades

The following table summarizes the most recent analyst rating changes for SoFi Technologies (SOFI) as of July 2025, sourced from MarketBeat.

Source: MarketBeat as of July 2025. HIGH MAINTENANCE: Update within 24 hours of any new rating change to maintain News Pack SERP eligibility.

Overall, analyst sentiment on SOFI has seen mixed signals over the past six months. Jefferies' upgrade and Compass Point's target raise reflect confidence in SoFi's NII trajectory and GAAP profitability momentum. Citigroup's downgrade and JPMorgan's Underweight rating reflect concerns about personal loan credit quality and the risk of Federal Reserve rate cuts compressing net interest margins.

SoFi Financial Performance: Revenue, EPS, and Profitability

SoFi Technologies (SOFI) achieved GAAP net income profitability for the first time in Q4 2023, a milestone that removed a key risk discount from the stock and qualified SOFI for P/E-based valuation by institutional investors who require demonstrated profitability before initiating coverage. The company maintained positive GAAP net income through 2024, with analysts forecasting continued growth in earnings per share (EPS), which is a company's net income divided by outstanding shares.

Key Milestone: SoFi first reported GAAP net income in Q4 2023.

Before that quarter, SoFi had been reporting positive adjusted EBITDA (a non-GAAP measure that excludes stock-based compensation, depreciation, and other items) for several quarters, but GAAP profitability is the more rigorous standard under Generally Accepted Accounting Principles (GAAP), the legally required accounting standard in the U.S. The distinction matters: some institutional investors will not initiate Buy coverage until a company achieves GAAP net income, not merely adjusted profitability. SoFi beat analyst consensus EPS estimates in three of the four quarters reported in 2024, a track record that supports bullish analyst models.

SoFi Revenue and EPS Consensus Estimates

Source: Yahoo Finance and Bloomberg consensus estimates as of July 2025. Adjusted net revenue excludes fair value adjustments on loans and hedges, providing a cleaner view of operating revenue. Estimates are subject to change.

Personal loans remain SoFi's largest origination segment by volume; analysts watch personal loan delinquency rates and net charge-off rates (the percentages of outstanding loans written off as unrecoverable) as leading indicators of credit quality and segment profitability.

Net Interest Income and the Bank Charter Connection

Net interest income (NII), the spread between what SoFi earns on loans and what it pays depositors, is the single most important revenue driver for SoFi Bank, N.A., and the primary variable analysts adjust when modeling the impact of Federal Reserve rate changes on SOFI's earnings.

Key Milestone: SoFi received its OCC national bank charter in January 2022.

Before the charter, SoFi funded its loans through warehouse lines of credit, which are short-term credit facilities used to fund loan originations before the loans are sold or securitized. Those lines are expensive: the rates SoFi paid were materially higher than what it pays on retail deposits today. The charter allowed SoFi to accept FDIC-insured deposits instead, reducing its cost of funds and widening the NII margin. This structural improvement is what made GAAP profitability achievable.

The rate sensitivity mechanism works in both directions. When the Federal Reserve, through the Federal Open Market Committee (FOMC), the Fed's rate-setting body, holds its benchmark rate at higher levels, SoFi earns more on variable-rate loans while deposit costs rise more slowly, expanding the NII spread. When the Fed cuts rates, the spread can compress if loan yields fall faster than deposit costs. This two-sided sensitivity drives much of the disagreement between the $20 and $8 price targets in the analyst coverage group.

SoFi Stock Forecast 2025: Analyst Targets and Projections

For 2025, Wall Street analysts forecast SoFi Technologies (SOFI) to trade toward a consensus 12-month price target of approximately $14.00, based on 17 analyst estimates as of July 2025. The most bullish 2025 target sits at $20.00 and the most conservative at $8.00. These are institutional analyst 12-month forward price targets, not multi-year predictions; they represent where individual analysts expect SOFI to trade 12 months from the date of their most recent research update.

The $20 level is achievable under at least one analyst's current model. Jefferies' John Hecht maintains the highest target in the coverage group, which represents roughly 86% upside from the current price. His bull case assumes continued NII expansion, member count growth toward 15 million, and P/E multiple expansion as the GAAP earnings trajectory becomes more visible to institutional investors. Analysts setting targets in the $8 to $11 range cite credit quality concerns and the risk of Fed rate cuts compressing the NII margin.

Analysts forecast SOFI revenue of approximately $3.20B in FY2025 (up roughly 24% year-over-year) and approximately $3.85B in FY2026, with GAAP EPS of approximately $0.30 and $0.55 respectively, according to Bloomberg consensus estimates as of July 2025. Actual results may differ materially from these projections.

SoFi Stock Long-Term Outlook: 2026 and Beyond

The longer-term investment case for SoFi Technologies rests on three structural drivers that go beyond any single year's consensus target. The first is the member count flywheel: SoFi reported approximately 10.1 million members as of Q1 2025, and each new member represents potential cross-sell opportunities across consumer financial products that analysts model as increasing revenue per member over time. The second is NII scaling: as SoFi's deposit base grows, its cost of funds declines further and margins widen. The third is Technology Platform revenue from Galileo Financial Technologies, which provides B2B financial infrastructure and operates independently of SoFi's consumer lending cycle.

Analysts who model these three drivers together tend to set the higher price targets in the coverage group. Whether those projections materialize depends on credit conditions, rate policy, and competitive dynamics that are inherently uncertain.

Bull Case for SOFI: Why Analysts Are Optimistic

Analysts who maintain Buy ratings on SoFi Technologies (SOFI) cite the following catalysts as the foundation of their above-consensus price targets.

• Net Interest Income Expansion: SoFi Bank's NII has grown significantly since receiving its bank charter; analysts in the bull camp model continued NII expansion if the Federal Reserve keeps its benchmark rate stable or above historical averages, preserving the spread between loan yields and deposit costs.

• GAAP Profitability Trajectory: Having achieved GAAP net income profitability in Q4 2023, SOFI now qualifies for P/E-based valuation, which could attract institutional investors who require demonstrated profitability before initiating long positions.

• Member Count and Cross-Sell Flywheel: SoFi's member base surpassed 10 million in 2025; bulls argue each new member represents multiple revenue opportunities across consumer financial products, with revenue per member rising as members deepen product adoption over time.

• Student Loan Refinancing Recovery: With the federal student loan repayment moratorium ended as of October 2023, private refinancing demand is recovering; analysts in the bull camp see this as a meaningful revenue tailwind for the Lending segment, particularly if interest rates stabilize.

• Technology Platform Growth (Galileo): Galileo's B2B payment infrastructure business provides recurring non-lending revenue that reduces SOFI's dependence on the interest rate cycle, and analysts cite this diversification as supporting a higher valuation multiple than a pure-play lender would receive.

• Potential Index Inclusion: If SOFI meets the criteria for S&P 500 or Russell index inclusion as earnings grow, mandatory buying by index funds could create a structural demand catalyst separate from fundamental performance.

These catalysts form the foundation of the bull case for SOFI stock. Each scenario carries assumptions that may or may not materialize. See the Bear Case section below for the offsetting risks.

Bear Case for SOFI: Key Risks and Analyst Concerns

Analysts who maintain Hold or Sell ratings on SOFI, or who have set targets below the consensus, point to the following risks as the primary factors that could prevent the stock from reaching current price target projections.

• Federal Reserve Rate Cuts Compressing NII: If the Fed cuts rates more aggressively than the consensus expects, SoFi's net interest income margin could compress, reducing the primary earnings growth driver that underpins current analyst price targets; bear case models assume 100 or more basis points of cuts within 12 months.

• Personal Loan Credit Quality Deterioration: SoFi's largest loan segment is unsecured personal loans; if unemployment rises or consumer credit conditions weaken, delinquency rates and net charge-off rates could increase, impairing Lending segment profitability and triggering analyst target reductions.

• Competitive Pressure from Larger Incumbents: Traditional banks such as JPMorgan Chase and Bank of America, along with large digital platforms competing for digitally-native customers, create member acquisition cost pressure that could reduce the profitability of SoFi's growth investments.

• Student Loan Policy Uncertainty: Federal student loan policy changes, including new forgiveness programs or extended payment pauses, could suppress refinancing demand, which has historically been one of SoFi's highest-margin lending products.

• Valuation Premium Risk: At current prices, SOFI trades at a forward P/E above most regional bank comparables; if earnings growth decelerates, the premium multiple could compress, creating price risk even if underlying fundamentals hold steady.

• Share Dilution: SoFi has historically issued shares through stock-based compensation programs; ongoing dilution could reduce per-share earnings growth and weigh on the EPS trajectory that analysts use to set price targets.

These risks represent the primary bear case for SOFI stock. Whether they materialize depends on macroeconomic conditions, Federal Reserve policy, and SoFi's execution, factors investors should weigh against the bull case catalysts outlined above.

SOFI Valuation Analysis: How Analysts Value SoFi Stock

Valuing SoFi Technologies presents an unusual challenge: the company operates as both a fintech growth business and a federally chartered bank, which means analysts legitimately disagree on whether to apply fintech growth multiples or bank holding company frameworks.

Before the 2022 OCC bank charter, SOFI was valued like a fintech growth company. Analysts applied price-to-sales (P/S) ratios, the stock price divided by revenue per share, the standard framework for high-growth, pre-profitability technology businesses. After the charter, some analysts shifted to bank comparables. The price-to-book ratio (P/B), market capitalization divided by net asset (book) value, is the standard metric for bank stocks because banks' balance sheets are their primary value driver. Regional bank peers trade at roughly 1.0x to 1.5x book value on average. SOFI currently trades at approximately 2.0x to 2.5x book, a premium that reflects its higher growth trajectory but creates downside risk if growth slows.

The forward P/E is increasingly relevant now that SOFI generates GAAP earnings. At a consensus FY2025 EPS estimate of approximately $0.30 and a current price near $10.75, SOFI trades at roughly 36x forward earnings, well above regional bank averages of 10x to 14x but below high-growth fintech peers. Whether that premium is justified depends on whether analysts believe SoFi can sustain 20%+ revenue growth while expanding margins, which explains why the gap between the most bullish and most cautious targets remains so wide.

How SOFI Compares to Other Fintech Stocks

SoFi Technologies (SOFI) occupies a distinct position among publicly traded fintech stocks: it is the only company in its peer group that combines a bank charter, a consumer lending platform, a digital banking offering, and a B2B financial infrastructure business under one roof.

SOFI vs. Fintech Peers: Analyst Consensus Comparison (as of July 2025)

Source: MarketBeat and TipRanks as of July 2025. Forward P/E figures are based on consensus FY2025 EPS estimates. N/M = not meaningful (negative earnings). Data is subject to change.

LendingClub (NASDAQ: LC) is SOFI's most structurally comparable peer: both obtained bank charters and transitioned to deposit funding after years of relying on capital markets. SoFi's three-segment structure (Lending, Financial Services, and the Galileo-anchored Technology Platform) provides more diversified revenue than LendingClub's primarily marketplace lending model, which analysts reward with a higher valuation multiple.

Upstart Holdings (NASDAQ: UPST) is an AI-powered lending platform with a higher-risk analyst profile. Upstart has historically attracted both the highest and lowest price targets of any fintech lender in its category, reflecting greater uncertainty in its AI-driven underwriting model and its lack of a bank charter.

Robinhood Markets (NASDAQ: HOOD) competes with SoFi Invest in the digital brokerage segment, targeting the same digitally-native customer base. Robinhood lacks SoFi's lending operations, bank charter, and B2B technology platform, which limits revenue diversification while also reducing exposure to credit cycle risk.

Unlike its fintech peers, SoFi generates revenue across consumer lending, digital banking, and B2B technology infrastructure. Analysts who assign the higher price targets cite this multi-segment structure as a key structural advantage over single-line-of-business competitors.

Key Dates to Watch: Upcoming Catalysts for SOFI Stock

The following events represent the near-term catalysts and risk triggers that analysts cite most frequently when discussing what could move SOFI stock in the coming months.

Key Dates to Watch (HIGH MAINTENANCE: update at every article refresh)

Near-term catalysts analysts are monitoring:

• Next earnings release: EPS and revenue versus analyst consensus will drive the most immediate price reaction
• Federal Open Market Committee policy signals: any rate path guidance affects NII modeling in analyst price target calculations
• Quarterly member count update: crossing a milestone signals growth momentum and supports higher revenue-per-member projections
• Galileo account growth metrics: these indicate Technology Platform segment momentum independent of consumer lending results

Risk triggers to monitor:

• Personal loan delinquency rate in the quarterly earnings report: the primary credit quality signal for the Lending segment
• Net charge-off rate: signals loan loss trajectory and downstream pressure on profitability estimates
• Federal student loan policy announcements: new forgiveness programs or payment pauses could suppress refinancing demand
• Competitive pricing moves from larger bank incumbents: cost pressure on member acquisition could weigh on growth projections

SOFI Stock Outlook: Bottom Line for Investors

Wall Street's current Moderate Buy consensus and approximately $14 consensus price target reflect broadly positive near-term analyst sentiment toward SoFi Technologies (SOFI), anchored by the company's GAAP profitability trajectory and NII growth since receiving its bank charter in 2022. The distribution of roughly 9 Buy ratings, 6 Hold ratings, and 2 Sell ratings across 17 covering analysts indicates a majority lean bullish, though a meaningful minority remains cautious.

The bull case centers on NII expansion if Federal Reserve rates remain stable, continued GAAP EPS growth, student loan refinancing recovery, and Galileo's B2B revenue diversification. The bear case focuses on NII compression from rate cuts, personal loan credit quality deterioration, and the valuation premium SOFI carries relative to traditional bank comparables.

SOFI has historically attracted significant retail investor enthusiasm that has at times run ahead of Wall Street's formal analyst consensus. Retail-driven sentiment can accelerate price momentum in either direction, a dynamic worth tracking alongside the institutional analyst data presented in this article.

Whether SOFI stock represents a good investment for you depends on your risk tolerance, time horizon, and personal assessment of the macro factors outlined above. This analysis is based on Wall Street analyst data and publicly available information as of July 2025. Analyst price targets and ratings are subject to change, and this article does not constitute financial advice. Readers should conduct their own due diligence or consult a qualified financial advisor before making investment decisions. Forward-looking statements involve risks and uncertainties; actual results may differ materially from analyst projections. The publication and author are not registered investment advisors. This content is for informational and educational purposes only.

Analyst price targets and ratings are subject to change. Data in this article is accurate as of July 2025 and may not reflect subsequent analyst updates. Forward-looking statements involve risks and uncertainties; actual results may differ materially from projections.

Frequently Asked Questions About SoFi Stock

The following questions represent the most common searches investors have about SoFi Technologies (SOFI) stock, including analyst price targets, consensus ratings, profitability status, and investment outlook.

What is the current analyst price target for SoFi stock?

The current Wall Street consensus 12-month price target for SOFI is approximately $14.00, based on 17 analysts tracked by MarketBeat as of July 2025, with a high target of $20.00 set by Jefferies and a low target of $8.00 set by JPMorgan. The consensus target implies roughly 30% upside from the current price near $10.75. All targets represent 12-month forward price estimates, not guarantees of future performance.

What is the analyst consensus rating for SOFI?

Wall Street's consensus rating on SOFI is Moderate Buy, with approximately 9 analysts rating the stock a Buy, 6 a Hold, and 2 a Sell as of July 2025, according to MarketBeat data. That distribution represents roughly 53% Buy, 35% Hold, and 12% Sell coverage. The consensus is an aggregate across all covering analysts and does not represent any single firm's view.

Is SoFi stock a good investment?

SoFi Technologies (SOFI) carries a Moderate Buy Wall Street consensus, reflecting broadly positive analyst sentiment. The bull case includes NII expansion from its bank charter, GAAP profitability, and student loan refinancing recovery. The bear case includes rate cut risk compressing NII, personal loan credit quality concerns, and valuation premium risk. Whether SOFI represents a good investment depends on your risk tolerance, time horizon, and assessment of these competing factors. This does not constitute financial advice.

Will SoFi stock go up?

Whether SOFI stock rises toward the analyst consensus target depends primarily on three conditions: the Federal Reserve maintaining rates at or near current levels (which supports NII expansion), continued GAAP EPS growth beating analyst estimates (which supports P/E multiple stability), and SoFi's member count expanding the cross-sell revenue base. None of these outcomes is guaranteed; analysts forecast them as scenarios, not certainties, and actual results may differ materially.

What is the highest analyst price target for SOFI stock?

The highest current analyst price target for SOFI is $20.00, maintained by John Hecht of Jefferies as of June 2025, representing roughly 86% upside from the current price near $10.75. Hecht's bull case assumes continued NII expansion, member count growth toward 15 million, and P/E multiple expansion as GAAP earnings growth becomes more predictable to institutional investors.

What is the SoFi stock forecast for 2025?

For 2025, Wall Street's consensus 12-month price target for SoFi Technologies (SOFI) is approximately $14.00, based on 17 analyst estimates tracked by MarketBeat as of July 2025. The most bullish 2025 target is $20.00 and the most conservative is $8.00. These are institutional analyst 12-month forward estimates, not multi-year price predictions, and they are subject to change following earnings releases or material company news.

Why is SoFi stock down?

SOFI stock typically declines when investors price in a higher probability of Federal Reserve rate cuts (which would compress SoFi's net interest income and reduce earnings estimates), when quarterly earnings show rising personal loan delinquency rates or weaker-than-expected NII, or when broader fintech sector sentiment weakens. Analyst downgrades such as JPMorgan's Underweight rating, which cited credit quality risk, can also trigger price declines.

Is SoFi Technologies profitable?

SoFi Technologies (SOFI) achieved GAAP net income profitability for the first time in Q4 2023, the most rigorous standard under Generally Accepted Accounting Principles (GAAP), the legally required accounting standard in the U.S. The company maintained positive GAAP net income through 2024, and analysts forecast GAAP EPS of approximately $0.30 for FY2025 and approximately $0.55 for FY2026, though actual results may differ materially from these consensus projections.

How many analysts cover SoFi stock?

According to MarketBeat data as of July 2025, 17 Wall Street analysts currently cover SoFi Technologies (SOFI) with an active rating and 12-month price target. This analyst count establishes the breadth and statistical weight of the consensus. For the most current figures, verify directly at MarketBeat or TipRanks before making any investment decision.

What does SoFi Technologies do?

SoFi Technologies, Inc. (NASDAQ: SOFI) is a digital financial services company operating three segments: Lending (personal loans, student loan refinancing, home loans), Financial Services (SoFi Invest brokerage, SoFi Money checking and savings, SoFi Credit Card, and SoFi Relay financial tracking), and Technology Platform (Galileo Financial Technologies and Technisys, which provide API-based financial infrastructure to other fintechs and banks). SoFi holds an OCC national bank charter through its wholly owned subsidiary SoFi Bank, N.A.

Is SoFi a good fintech stock to buy?

SoFi Technologies (SOFI) carries a Moderate Buy consensus among 17 Wall Street analysts, a more positive reading than peers LendingClub (Hold) and Upstart (Hold), and broadly comparable to Robinhood (Moderate Buy). SoFi's diversification across consumer lending, digital banking, and B2B technology infrastructure distinguishes it from single-segment fintech peers. Whether it is worth buying depends on your individual assessment of the risks and catalysts described in this article.

Related Reading

• RIVN Stock Forecast 2025: Price Targets and Analyst Ratings
• Broadcom (AVGO) Stock Price Target 2025–2026: Analyst Forecast and Consensus
• CAT Stock Prediction 2026: Bull and Bear Price Targets