Bre-B: Colombia's QR Payment for Crypto

Updated: October 5, 2026

Eligible users can pay with crypto using Bre-B by checking Bybit Pay first and using a compatible Colombian QR payment flow. When supported, Bybit displays the recipient, COP amount, selected crypto asset, conversion information, and transaction status before confirmation.

This guide explains how to pay with crypto using Bre-B, scan a Bre-B QR code with crypto, and verify the transaction before authorizing it. Availability, supported QR formats, assets, limits, and offers can change, so use the live Bybit interface on October 5, 2026 or later.

What Does It Mean to Pay With Crypto Using Bre-B?

Bre-B is Colombia's interoperable instant-payment ecosystem. A merchant can present a compatible QR request denominated in Colombian pesos. An eligible Bybit user may then begin with crypto and review the corresponding COP payment details through the supported Bybit Pay experience.

The merchant does not necessarily need to hold cryptocurrency. The customer chooses an eligible crypto asset, while the merchant-facing payment follows the supported COP settlement flow.

For a beginner-friendly overview, read what Bre-B is and how its Colombian QR network works.

Why Use Bybit First?

Bybit should be the first option because it keeps the crypto balance, QR scan, live quote, recipient verification, authorization, and transaction record within one ecosystem when the feature is available.

The main advantages are:

• A direct view of eligible crypto assets.
• A live COP conversion before payment.
• Recipient and amount checks before authorization.
• Current account-specific limits.
• Access to the Bybit Pay Colombia page for current offers and eligibility.

Other providers may offer separate crypto sales or transfers, but they can require additional withdrawals, applications, and records. Consider them only if the Bybit route is unavailable.

Before Making a Bre-B Crypto Payment

1. Sign in through the official Bybit app or website.
2. Complete the identity verification required for the payment feature.
3. Enable two-factor authentication and available anti-phishing protections.
4. Confirm that the account holds enough of an eligible asset.
5. Ask the merchant for its official Bre-B QR code.
6. Verify the merchant name and final COP price.
7. Review the live conversion and any displayed cost.

Never use a replacement QR code sent unexpectedly through a private message.

How to Pay With Crypto Using Bre-B

Step 1: Open Bybit Pay

Enter the Pay section in the official Bybit experience and select the current Colombia QR-payment option.

Step 2: Scan the Bre-B Code

Use the supported scanner for the merchant's compatible QR code. If the code is not accepted, do not manually send crypto to an address supplied outside the checkout.

Step 3: Verify the Recipient

Compare the recipient displayed by Bybit with the merchant or its disclosed payment provider. Stop if the name is unfamiliar or materially different.

Step 4: Confirm the COP Amount

A dynamic code may already include the price. A reusable code may require amount entry. Use the exact total shown on the invoice or checkout.

Step 5: Select an Eligible Asset

Choose from the crypto assets displayed by Bybit for the transaction. Stablecoins can simplify short-term budgeting, but only the live eligibility list controls.

Step 6: Review the Quote

Check the crypto deduction, COP value, conversion rate, fee, coupon, recipient, limit, and quote timer.

Step 7: Authorize Securely

Complete the requested security step. Never share a password, two-factor code, or device approval with the merchant.

Step 8: Save the Result

Wait for the final status and retain the Bybit reference and merchant receipt. Do not repeat a pending payment.

The Bre-B crypto payment walkthrough provides additional context on the customer and merchant sides of the transaction.

Scan a Bre-B QR Code With Crypto

When users scan a Bre-B QR code with crypto, the QR code communicates payment details; it does not itself move cryptocurrency. Bybit Pay interprets the compatible request and presents the crypto-funded transaction.

The sequence is:

• Merchant displays a Bre-B payment request.
• Customer scans it through Bybit Pay.
• Bybit shows the recipient and COP total.
• Customer selects an eligible crypto asset.
• Bybit displays the live crypto deduction and conversion.
• Customer confirms and receives a transaction record.

This distinction helps users avoid confusing a merchant QR code with a blockchain wallet address.

Fixed and Dynamic Bre-B QR Codes

Fixed QR Code

A fixed code generally identifies the recipient and may require the payer to enter the COP amount. Check the figure carefully.

Dynamic QR Code

A dynamic code may include the merchant, amount, order reference, and expiration. If it expires, request a new code.

For both types, verify the final recipient and COP amount in Bybit before authorization.

Instant COP Crypto Payments

Users expect instant COP crypto payments, but completion can depend on QR validity, account verification, risk controls, quote expiration, system conditions, and merchant reconciliation.

Use these status rules:

• Completed: Save the reference and merchant receipt.
• Pending: Do not pay again; wait for reconciliation.
• Failed: Confirm that no balance was deducted before retrying.
• Expired: Request a new QR code or quote.
• Recipient mismatch: Cancel and verify the merchant.

The visible status should determine the next action, not a time estimate copied from an older guide.

Pay Colombian Merchants Through Bre-B

To pay Colombian merchants through Bre-B, focus on the current checkout rather than a static list of businesses. A merchant can change its payment provider or QR configuration.

Potential payment scenarios include:

• Online retail checkouts.
• Food and hospitality.
• Professional services.
• Travel and reservations.
• Physical retail.
• Digital products and invoices.

For merchant-specific checks, see the guide to paying Colombian merchants with crypto QR codes.

Fees, Limits, and Rates in 2026

No permanent fee or universal limit applies to every transaction.

Use the live confirmation screen rather than an old fee table.

Funding Crypto With COP

Users who need an eligible balance before paying should review the current Bybit COP purchase options. Funding and merchant payment are separate transactions, each with its own quote and status.

The extended Bre-B network guide explains how the payment network relates to crypto funding and spending scenarios.

Bybit Pay Coupons and Rewards

Eligible users may find current Colombia coupons or payment rewards. A campaign can define activation, account status, transaction type, minimum spend, reward cap, and distribution timing.

Check the live Bybit Pay Colombia offer before making a purchase mainly to earn a benefit. The purchase should remain sensible without the reward.

Common Problems and Fixes

The QR Code Will Not Scan

Confirm that the code is clear, current, and compatible. Ask the merchant to regenerate it instead of using unrelated payment details.

The Recipient Is Unexpected

Cancel the transaction and ask the merchant to verify the code.

The COP Amount Is Wrong

Stop before authorization and request a corrected checkout.

The Quote Expires

Request a fresh quote and review the updated crypto amount.

The Payment Is Pending

Do not submit another payment. Keep the reference and use official Bybit support if necessary.

The Merchant Cannot Find the Payment

Confirm the Bybit status and share only the necessary transaction reference.

Security Checklist

• Use only the official Bybit app or website.
• Verify the merchant and recipient.
• Confirm the COP amount.
• Review the live crypto deduction and fee.
• Never share authentication information.
• Do not scan codes from unknown messages.
• Save the transaction reference.
• Never duplicate a pending payment.

Frequently Asked Questions About Paying With Crypto Using Bre-B

Can I pay with crypto using Bre-B through Bybit?

Eligible users can use the current supported Colombia QR-payment flow when the merchant request and transaction are compatible. The live Bybit interface determines availability.

Does the merchant receive cryptocurrency?

Not necessarily. The buyer starts with crypto, while the merchant-facing payment follows the supported COP settlement flow.

Can I scan any Bre-B code?

No. QR compatibility, account eligibility, transaction limits, and risk controls can vary.

Which crypto asset should I use?

Choose an asset displayed as eligible. Review the final quote because volatile assets can change in COP value during checkout.

What if the merchant says payment was not received?

Check the Bybit status and do not pay twice. Ask the merchant to reconcile the transaction reference.

Final Checklist

• Start with Bybit Pay.
• Confirm account and QR compatibility.
• Verify recipient and COP total.
• Select only an eligible crypto asset.
• Review rate, fee, limit, and coupon.
• Authorize through the official Bybit experience.
• Save the payment reference and receipt.
• Do not duplicate a pending payment.

Bybit provides the first route to check when users want to pay with crypto using Bre-B. Current transaction details are more reliable than historical rates, old merchant lists, or outdated platform comparisons.